Personal Insurance

Our Mission

Our mission is to provide the independent agent with property and casualty insurance products and services for individuals, families and small businesses in Main Street America.

The Main Street America Group offers insurance exclusively through independent agents. Since 1923, we have partnered with independent agents to offer consumers a variety of important insurance coverages. Our continued commitment to consumers and independent agents has contributed to our growth and success. Today, Main Street America offers property and casualty insurance in 36 states, surety bonds in 45 states and the District of Columbia and annually writes more than $1 billion in premium.

We believe that independent agents offer consumers the best value when they are shopping for insurance. They represent several insurance companies and have a choice of which company to use for each policy. So consumers can trust that when their agents recommend our company, it is because they believe we offer the best protection possible.


Personal Automobile Insurance
You rely on your car to start when you need it. You rely on your insurance to give you what you need, too. A personal auto policy from Main Street America brings you protection from:

  • Bodily Injury Liability - If you injure someone in a car accident, this coverage pays for his or her medical expenses and any damages awarded in a lawsuit.
  • Property Damage Liability - This provides coverage if you are at fault in an accident and damage someone's property.
  • Uninsured/Underinsured Motorists - If you are injured in an accident and the person at fault has no insurance or insufficient coverage, we will pay for your losses, damages, medical bills, lost wages, and pain and suffering.

Auto Insurance

MSA offers liability insurance for private automobiles. Coverages available includebodily injury and property damage liability to cover accidents you may be responsible for causing. Policies also offer uninsured and underinsured motorist coverage to protect you from drivers who do not carry insurance.

Report a Claim

The Main Street America Group and your independent insurance agent are dedicated to helping you get back on track as soon as possible after suffering a loss.

Ways to report a claim:

  • Contact your local independent agent
  • Call toll free (877) 4Claims (877-425-2467), available 24/7
  • Report a claim online