Members Insurance Company

Personal Home & Auto

Through our relationship with MetLife, Member Insurance is able to offer True Value and Do it Best Corp. storeowners and managers top-quality auto and home insurance with special group discounts.

The program offers money-savings discounts not available through many other group insurance programs. These include:

  • Group discount up to 15%
  • Member Tenure Discount of up to 20%
  • Bank Account Deduction of up to 5%
  • Multi-policy discount of up to 10% when you insure both your auto and home with MetLife.

This auto insurance program for offers you auto insurance at affordable group discounts and with superior coverage. Keep in mind, this program also offers the unique benefit and affordability of automatic bank account deduction of your premiums for smaller, more manageable payments. A variety of other policies are also available, including home, renter’s, condo, personal excess liability, and boat.

Claim Service

We pride ourselves on our claims service and the satisfaction and peace of mind we have brought to many of our satisfied clients. We try to assist our policyholders in what is for some, an extremely stressful time in their business life.

MIA works very hard at maintaining our reputation to settle claims in a timely manner, with fair and equitable settlements. Our experienced and dedicated claims staff are here to help when the need arises. No one looks forward to having a loss, but should one occur, we want our clients to feel secure knowing that we are here to assist them.

All claims are supervised directly by MIA’s Home Office staff.  Upon notification of a loss, MIA’s claim representative will contact the insured within 24 hours to confirm receipt. If necessary, we will assign a local independent adjuster in the insured’s area for immediate handling. We use only experienced adjusters with knowledge of the type of claim being presented and who are familiar with the insured’s area.

We have a business relationship with several vendors around the country to assist in the handling of the claim at the local level if needed. This will ensure a quick claims response and faster payments to get you back on your feet.

The next day we send an acknowledgement letter including the name, address and phone number of the local adjuster to the insured. We will also include the name of MIA’s Home Office examiner assigned to the particu